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What is money ? It’s a belief. Just a piece of paper. (History of Money)

The History of Money What is money? By definition, it’s something of value. But over the last 10,000 years, the material form that money has taken has changed considerably—from cattle and cowrie shells to today’s electronic currency. In the Beginning: Barter System Barter is the exchange of resources or services for mutual advantage, and the practice likely dates back tens of thousands of years, perhaps even to the dawn of modern humans. Some would even argue that it’s not purely a human activity; plants and animals have been bartering—in symbiotic relationships—for millions of years. In any case, barter among humans certainly pre-dates the use of money. Today individuals, organizations, and governments still use, and often prefer, barter as a form of exchange of goods and services. 2500BC: Commodity Money The earliest commodities that were used as money were barley, wool, and silver in other places and times where people didn’t have access to any of these commodities, they sometimes used other things like oxen in ancient Greece, elephants in Sri Lanka or human skull in Brunei and sometimes even stones. 800 B.C.: Coinage Outside of China, the first coins developed out of lumps of silver. They soon took the familiar round form of today, and were stamped with various gods and emperors to mark their authenticity. These early coins first appeared in Lydia, which is part of present-day Turkey, but the techniques were quickly copied and further refined by the Greek, Persian, Macedonian, and later the Roman empires. Unlike Chinese coins which depended on base metals, these new coins were made from precious metals such as silver, bronze, and gold, which had more inherent value. 1279: Paper Money The Mongol Yuan Dynasty, founded by Kublai Khan , issued its own form of paper currency called chao; the Mongols brought it to Persia where it was called djaou or djaw. The Mongols also showed it to Marco Polo (1254–1324) during his 17-year-long stay in Kublai Khan’s court, where he was amazed by the idea of government-backed currency. 1816 to 1930: Start and End of Gold Standard Gold was officially made the standard of value in England in 1816. At this time, guidelines were made to allow for a non-inflationary production of standard banknotes which represented a certain amount of gold. The massive Depression of the 1930s, felt worldwide, marked the beginning of the end of the gold standard. 1980s: Digital Money Digital money (or digital currency) refers to any means of payment that exists in a purely electronic form. Digital money is not physically tangible like a dollar bill or a coin. It is accounted for and transferred using online systems. One well-known form of digital money is the cryptocurrency Bitcoin.

Insurance companies in Nepal.

There is a total of 41 insurance companies in Nepal, 19 life insurance, 20 non-life, and 2 reinsurances. Here we discuss all types of insurance companies and list their name with websites.

Non-Life Insurances

Insurance contracts that do not come under the ambit of life insurance are called general insurance. The different forms of general insurance are fire, marine, motor, accident, and other miscellaneous non-life insurance.

 

The tangible assets are susceptible to damages and a need to protect the economic value of the assets is needed. For this purpose, general insurance products are bought as they provide protection against unforeseeable contingencies like damage and loss of the asset. Like life insurance, general insurance products come at a price in the form of a premium.

Below is the list of general insurance companies.

  1. Nepal Insurance Co. Ltd.:    View Website
  2. The Oriental Insurance Co. Ltd.:    View the Website
  3. National Insurance Co. Ltd.:    View Website
  4. Himalayan Everest Insurance Co. Ltd.:    View Website
  5. United Insurance Co. (Nepal) Ltd.:    View Website
  6. Premier Insurance Co. (Nepal) Ltd.:    View Website
  7. Neco Insurance Ltd.:    View the Website
  8. Sagarmatha Insurance Co. Ltd.:    View the Website
  9. Prabhu Insurance Ltd.:    View Website
  10. IME General Insurance Ltd.:    View Website
  11. Prudential Insurance Co. Ltd.:    View Website
  12. Shikhar Insurance Co. Ltd.:    View the Website
  13. Lumbini General Insurance Co. Ltd.:    View Website
  14. NLG Insurance Ltd.:    View Website
  15. Siddhartha Insurance Ltd.:   View Website
  16. Rashtriya Beema Co. Ltd.:    View Website
  17. Sanima General Insurance Ltd.:    View Website
  18. Ajod Insurance Ltd.:    View Website
  19. General Insurance Co. Nepal Ltd.:    View Website

Life Insurance Companies

 

Life insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment.

Below is the list of life insurance companies in Nepal.

  1. Rastriya Beema Sansthan:     View Website 
  2. National Life Insurance Co. Ltd.:   View Website
  3. Nepal Life Insurance Co. Ltd.:    View Website
  4. Life Insurance Corporation (Nepal) Ltd.:    View Website
  5. Met Life (American Life Insurance Company):   View Website
  6. Asian Life Insurance Co. Ltd.:   View Website
  7. Surya Life Insurance Co. Ltd.:   View Website
  8. Guarans Life Insurance Co. Ltd.:   View Website
  9. Prime Life Insurance Co. Ltd.:    View Website
  10. IME Life Insurance Co. Ltd.:    View Website
  11. Union Life Insurance Co. Ltd.:    View Website
  12. Jyoti Life Insurance Co. Ltd.:    View Website
  13. Sun Nepal Life Insurance Co. Ltd:    View Website
  14. Reliance Life Insurance Co. Ltd.:   View Website
  15. Reliable Nepal Life Insurance Co. Ltd.:  View the Website
  16. Citizen Lie Insurance Ltd.:   View Website
  17. Sanima Life Insurance Ltd.:   View Website
  18. Prabhu Life Insurance Co. Ltd.:  View Website
  19. Mahalaxmi Life Insurance Ltd.:    View Website

Reinsurance Companies

Reinsurance is insurance that an insurance company purchases from another insurance company to insulate itself from the risk of a major claims event. With reinsurance, the company passes on some part of its own insurance liabilities to the other insurance company. There are only two reinsurance companies.

  1. Nepal Reinsurance Co. Ltd.:    View Website
  2. Himalayan Reinsurance Ltd.:    View Website

 

All services will be closed at Yatayat, Birgunj.

The transport management office, Narayani, Birgunj has published a notice regarding service closing. All services provided by will be closed until Mangisr 4, 2079 due to the coming election for central and provincial parliament. For more information, please refer to the following original official notice.

Yatayat Update: 7 License Office are being started after election.

After the retrenchment of staff for the upcoming elections, the services provided by the transport office will also be affected. The Department of Transport Management has already closed the online application by publishing a notice. All the services will start only after the elections. According to the department, the distribution of driver’s licenses from 7 more transport offices across Nepal is starting after the election. Distribution of driver’s licenses will start from Chitwan, Tanahun, Nawalparasi, and other districts.

 

Most paying engineering jobs in Australia

Engineers have always seen Australia as a country of potential and opportunities.  Australia has a high demand for engineers with a variety of options. Pharmaceuticals, information technology, mining, construction, and telecommunication engineering are the best and highly demanded options in Australia.

In the country, you can get 5 marks for PR as you get graduated but you can take part in a one-year (44 weeks) Professional Year Program to gain a better understanding of the work teams.

The Professional Year program helps to get training and internship placement for engineers who graduate from Australian educational institutions.

The program was created to provide graduates from Australian institutions with the experience and skills they need to start a successful career. In other terms, it provides career and educational opportunities in Australia.

 

The highest-paying  Engineering jobs in Australia

Software Engineering

One of the best jobs in Australia is software engineering. The engineer’s main responsibility is to develop, test, secure and control the full software development lifecycle. He is in charge of activities such as analyzing needs, designing, testing, and developing software. The engineer must be familiar with computer systems and be aware of how hardware restrictions affect software design. Salary ranges between AUD$57000 and AUD$112000.

Mechanical Engineering

Mechanical engineers have a variety of responsibilities, including developing, testing, and designing machines and their parts. They have opportunities in automobiles, industrial machine factories, and manufacturing factories, and robotics companies.
Salary ranges from $55,000 to $110,000 AUD.

Chemical Engineering

Chemical engineers generate novel chemical substances and have knowledge of various chemical properties. They improve industrial operations by implementing improved chemical systems as troubleshooters. They operate in product development, research, and chemical process experimentation. They have opportunities in medical industries, research, other companies that involve chemical processing, petroleum companies, alcohol companies, etc.
Salary ranges from $57,000 to $117,000 AUD.

Production or Plant Engineer

Production engineers are Highest Paying Engineering Jobs in Australia and are in charge of overseeing product manufacturing. They make certain that production demands are affordable. They choose the materials for a product’s construction, assemble it to assure quality, and run a manufacturing line using workers and machinery.
Salary ranges from $41,200 to $128,000.

Transport Engineer

The transport engineer’s major role is to supervise engineering projects. This job is the Highest Paying Engineering job in Australia, They are in charge of project planning, transportation system design and development, and scheduling. They make certain that transportation projects are finished on time and on budget. Engineers work in the fields of transportation, technology, airports, building, and railways. Find some Engineering jobs on Indeed
AUD$60,000 to AUD$141,000 in salary

Electrical Engineer

Roles: These engineers are in charge of developing new electrical systems, as well as testing and installing electrical processes. They design, plan, and enhance electrical systems using the software. They assist in the development of the building, production, and installation specifications and standards at their best.
Salary: AUD$75,000 to AUD$152,580 (approximately)

Environmental Engineer

Environmental engineers serve as technology advisors who assist with issues such as rising pollution, land usage, environmental regulations, and resource regulation. They employ technology to aid in the development of sound solutions. They are effective in assisting in the formation of public policy for the regulation of air, land, and water resources.
Salary ranges from $62,000 to $111,000 AUD.

Courses in engineering

Though many engineering vocations have been discussed, overseas students prefer engineering courses in aerospace, biomedical, civil, computer, electrical, industrial, geological, mechanical, petroleum, and telecommunications in Australia. Post-graduate degrees are also available in the country, allowing you to advance your profession.

Conclusion

To summarize, the Professional Year Program, engineer compensation structure, and course information all encourage engineering students to pursue careers in Australia. Consult our knowledgeable team of education and immigration advisers in Australia for particular information on the income structure of various engineering vocations, the PY program, and student visa.

 

Problem in getting reference after form fillup | TMO Dumre, Bimalnagar

Traffic Management Office, Tanahun, Bandipur has published a notice that applications for driver’s licenses are open After the opening of applications, almost all the allotted quotas have been exhausted But there is a problem Even after filling out the form, the customer is not able to get the reference number When I called the office to find out about this, I was told that the department is talking about it After a long wait, people who want to get a driver’s license from their own district are disappointed Their question is, will we be able to go to the office till the 14th of October?
Tihar vacation has just started The visit date has been received immediately after the Tihar holiday Will this holiday solve the problem? Will employees work even on holidays? What to do if the problem is not solved? Fill out the form again or the office will call you the next day We will give you information about it Please see www.nefolee.com

TMO Birgunj has published written exam result.

The Transport management office, Parsa, Birgunj has published the written exam result which was taken in today morning for more information you can see the result below.

View or download result

TMO Birjung, TMO Parsa, TMO Narayani, Yatayat Birgunj, Yatayat Narayani, Paper Card Entry, Smart Driving License Nepal, Driving License Renewal, Written Result, Trial.