Category Archives: Life Style

How to find rental home in Australia ?

 

Finding a rental house in Australia can be a daunting task, especially if you are new to the country or unfamiliar with the local housing market. With so many options available, it can be challenging to know where to start. However, with a bit of preparation and research, you can increase your chances of finding a rental home that meets your needs and budget. Here are some tips on how to find houses for rent in Australia.

  1. Determine your budget

The first step in finding a rental house is to determine your budget. Rental prices vary significantly across different suburbs and cities in Australia. It’s essential to have a clear idea of how much you can afford to spend on rent before you start looking. Take into account other expenses such as utilities, transportation, and groceries when setting your budget.

  1. Research suburbs and cities

Australia is a large country with a diverse range of suburbs and cities. It’s crucial to research the areas you are interested in living in, as different areas can have vastly different rental prices and amenities. Some suburbs may be more affordable but further from the city center, while others may be more expensive but closer to restaurants, shops, and entertainment.

  1. Use online rental websites

One of the easiest ways to find rental houses in Australia is to use online rental websites. Some of the most popular rental websites include Domain, Realestate.com.au, and Rent.com.au. These websites allow you to search for rental properties based on your budget, location, and other preferences. You can also set up alerts to notify you when new properties become available that match your criteria.

  1. Check local newspapers and noticeboards

Many landlords still advertise their rental properties in local newspapers and on community noticeboards. It’s a good idea to check these regularly to see if there are any rental properties that are not listed online. You can also check with local real estate agents who may have access to rental properties that are not listed publicly.

  1. Attend open inspections

Once you have identified a rental property that you are interested in, attend the open inspection. Open inspections are typically held once or twice a week and provide an opportunity for you to view the property and ask questions of the landlord or property manager. It’s essential to attend open inspections as soon as possible as rental properties can be in high demand, and it’s not uncommon for multiple people to attend inspections.

  1. Prepare your rental application

If you decide to apply for a rental property, you will need to prepare a rental application. A rental application typically includes personal information such as your employment history, income, and references. You may also need to provide a copy of your driver’s license, passport, or other identification documents. It’s essential to have all the necessary information and documentation ready to go so that you can submit your application as soon as possible.

In summary, finding a rental house in Australia requires some preparation and research. Determine your budget, research suburbs and cities, use online rental websites, check local newspapers and noticeboards, attend open inspections, and prepare your rental application. With these tips in mind, you can increase your chances of finding a rental house that meets your needs and budget.

How to apply for visit visa to United States of America

If you are a Nepalese citizen and you want to apply for a visitor visa to travel to the United States, you will need to follow these steps:

Determine which type of visitor visa you need: There are two types of visitor visas available: B-1 (for business) and B-2 (for tourism and other non-business purposes). Most people who apply for a visitor visa apply for the B-2 visa.

Fill out the online nonimmigrant visa application (Form DS-160): You can find the application on the website of the U.S. Department of State. Make sure you complete the application accurately and honestly.

Pay the visa application fee: The fee for a visitor visa is $160. You can pay the fee online or at a designated bank.

Schedule an interview: You will need to schedule an interview at the U.S. Embassy or Consulate in Nepal. Wait times for interview appointments can vary, so you should plan ahead and schedule your appointment well in advance.

Prepare for the interview: You will need to bring several documents to your interview, including your passport, the confirmation page from your DS-160 application, a photo that meets the U.S. visa requirements, and any other documents that you think will help demonstrate your ties to Nepal and your intention to return home after your visit.

Attend the interview: At the interview, a consular officer will ask you questions about your travel plans, your ties to Nepal, and your intention to return home after your visit. Answer the questions honestly and confidently.

Wait for a decision: After the interview, you will be informed whether your visa application has been approved or denied. If your visa is approved, it will be stamped in your passport and you will be able to travel to the United States.

Note: The information provided here is general and may not apply to your specific situation. It is important to consult with a qualified immigration attorney or the U.S. Embassy or Consulate in Nepal for specific guidance on your visa application.

Insurance companies in Nepal.

There is a total of 41 insurance companies in Nepal, 19 life insurance, 20 non-life, and 2 reinsurances. Here we discuss all types of insurance companies and list their name with websites.

Non-Life Insurances

Insurance contracts that do not come under the ambit of life insurance are called general insurance. The different forms of general insurance are fire, marine, motor, accident, and other miscellaneous non-life insurance.

 

The tangible assets are susceptible to damages and a need to protect the economic value of the assets is needed. For this purpose, general insurance products are bought as they provide protection against unforeseeable contingencies like damage and loss of the asset. Like life insurance, general insurance products come at a price in the form of a premium.

Below is the list of general insurance companies.

  1. Nepal Insurance Co. Ltd.:    View Website
  2. The Oriental Insurance Co. Ltd.:    View the Website
  3. National Insurance Co. Ltd.:    View Website
  4. Himalayan Everest Insurance Co. Ltd.:    View Website
  5. United Insurance Co. (Nepal) Ltd.:    View Website
  6. Premier Insurance Co. (Nepal) Ltd.:    View Website
  7. Neco Insurance Ltd.:    View the Website
  8. Sagarmatha Insurance Co. Ltd.:    View the Website
  9. Prabhu Insurance Ltd.:    View Website
  10. IME General Insurance Ltd.:    View Website
  11. Prudential Insurance Co. Ltd.:    View Website
  12. Shikhar Insurance Co. Ltd.:    View the Website
  13. Lumbini General Insurance Co. Ltd.:    View Website
  14. NLG Insurance Ltd.:    View Website
  15. Siddhartha Insurance Ltd.:   View Website
  16. Rashtriya Beema Co. Ltd.:    View Website
  17. Sanima General Insurance Ltd.:    View Website
  18. Ajod Insurance Ltd.:    View Website
  19. General Insurance Co. Nepal Ltd.:    View Website

Life Insurance Companies

 

Life insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment.

Below is the list of life insurance companies in Nepal.

  1. Rastriya Beema Sansthan:     View Website 
  2. National Life Insurance Co. Ltd.:   View Website
  3. Nepal Life Insurance Co. Ltd.:    View Website
  4. Life Insurance Corporation (Nepal) Ltd.:    View Website
  5. Met Life (American Life Insurance Company):   View Website
  6. Asian Life Insurance Co. Ltd.:   View Website
  7. Surya Life Insurance Co. Ltd.:   View Website
  8. Guarans Life Insurance Co. Ltd.:   View Website
  9. Prime Life Insurance Co. Ltd.:    View Website
  10. IME Life Insurance Co. Ltd.:    View Website
  11. Union Life Insurance Co. Ltd.:    View Website
  12. Jyoti Life Insurance Co. Ltd.:    View Website
  13. Sun Nepal Life Insurance Co. Ltd:    View Website
  14. Reliance Life Insurance Co. Ltd.:   View Website
  15. Reliable Nepal Life Insurance Co. Ltd.:  View the Website
  16. Citizen Lie Insurance Ltd.:   View Website
  17. Sanima Life Insurance Ltd.:   View Website
  18. Prabhu Life Insurance Co. Ltd.:  View Website
  19. Mahalaxmi Life Insurance Ltd.:    View Website

Reinsurance Companies

Reinsurance is insurance that an insurance company purchases from another insurance company to insulate itself from the risk of a major claims event. With reinsurance, the company passes on some part of its own insurance liabilities to the other insurance company. There are only two reinsurance companies.

  1. Nepal Reinsurance Co. Ltd.:    View Website
  2. Himalayan Reinsurance Ltd.:    View Website

 

Smart Driving License form is opened, How to fill up ? with detailed video.

A Smart Card Driving License (SCDL) is a tamper-proof Driving License in form of a plastic card with an embedded microprocessor chip of 64 kb memory which will have all information about the DL-holder stored in it. A smart card driving license is superior to your normal driving license.

The smart driving licences are similar to ATM cards issued by banks. The license contains an electronic chip similar to a SIM card where the driver’s identity and vehicle registration number are stored. The data recorded on the smart driving licence is accessible to all transport offices across the country, the traffic police, Nepal Police and insurance agencies, among others.

How long does it take to get smart driving license in Nepal?
Usually, it takes more than five-month to get it delivered. Printing is done in a separate office and the time is taken for processing and printed according to the queue. You can check online to know the status of your license through SMS

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Medicine Supply with Drone in Humla

Kathmandu. Drones will be used to transport essential items including drones to remote health posts in Humla. For that purpose, the consultant is holding discussions with the stakeholders of all the seven municipalities of the district.

A two-member study team has held discussions with stakeholders in Namkha and Simkot villages. It is said that drones can be used to deliver medicine quickly to remote places in case of emergency.

It is said that it is possible to transport medicine in the village by drone. Upson Consultancy, in collaboration with the Ministry of Health, is studying the possibility of transporting medicines to mountainous and remote districts.

It is said that 7 kg of cargo can be transported in 15 minutes up to a distance of 10 kilometers by drone.

Drones fly at an altitude of 400 meters above the ground. Chief District Officer Sita Pariyar said that the transportation of medicines to remote villages through drone technology should be brought into operation soon.